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4 reviews
Loan agency in Talladega, Alabama

122 E Battle St, Talladega, AL 35160, USA
+1 (256) 362-3600

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Here you get acquainted with the reviews of our customers.

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid off on time, it can be either extended or paid off ahead of schedule.

Eusebio Roob

It was necessary to enhance the credi score, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I addressed Columbus Finance. The score improved after several loans paid off.

Mayra Schmeler

I'm not ashamed to borrow money from Columbus Finance, now the whole world lives like this. I have already used loans many times, everything is convenient.

Warren Spinka V

Pay Attention

Further there will be shown the details about not a definite lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Talladega, Alabama

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Talladega, Alabama is issued simply and fast. The interest rate is defined respecting the category of the client: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Columbus Finance help issue a payday loan in Talladega, Alabama?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Microfinance organizations in Talladega, al review this circumstance not an obstacle to issue a loan. The customer of a payday loan should be prepared to objectively assess financial capabilities, issue a loan, pay off the debt on a due date and not only handle current difficulties, but improve the credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

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BancorpSouth Bank

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TitleMax Title Loans

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Heritage Auto Finance

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+1 (205) 838-2219

All In Credit Union

123 S Woodburn Dr, Dothan, AL 36305, USA

+1 (334) 793-2153

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Walmart Money Center

1415 7th St S, Clanton, AL 35045, USA

www.walmart.com

Regions Bank

25013 State St, Elberta, AL 36530, USA

+1 (251) 213-2210

www.regions.com

Service Loan and Tax

3074 Ross Clark Cir Suite 10, Dothan, AL 36301, USA

+1 (334) 479-8022

serviceloansouth.com

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