Welcome to Our Online Loan Referral Service

4 reviews

122 E Battle St, Talladega, AL 35160, USA
3 years in business
+1 (256) 362-3600

What people think about Alabama Consumer Finance Association?

Below you read some of the opinions of our customers.

I always use Alabama Consumer Finance Association when it need a payday loan. The application process is quick. No issues.

Prof. Julia McDermott DDS

Thanks!! The funds were transferred to my bank account as agreed – within 2 hours. I repaid the loan after a week and had no complaints. The process is hassle-free and legit. Be a responsible borrower and you will have no issues.

Prof. Evalyn Bechtelar V

Thank you for the amazing service. Your managers assisted me throughout the process. It’s cool that you only need an ID to get funds.

Geo Robel III

Recently I had the most desperate situation in my life. I suddenly needed $600 to cover utility bills. This lender helped me the day I applied. They were the only company that accepted me for the requested amount. I dealt with all my problems. I will surely recommend this lender to my family. Best service ever.

Gillian Sipes MD

Important

Now you can review general characteristics of payday loans.

Payday Loans in Talladega, Alabama

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

It is easy and fast to get accepted for payday loans in Talladega, Alabama. The APR will be set specifically for each client and will depend on the personal information the consumer provided.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit history an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is important that you always borrow within your means and repay your loan commitments without delays.

To get accepted for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Talladega, Alabama

Edward Jones - Financial Advisor: Lee Clement

201 E 4th St, Sheffield, AL 35660, USA

+1 (256) 383-3998

www.edwardjones.com

Bank of Parrish

6186 AL-269, Parrish, AL 35580, USA

+1 (205) 686-5076

www.fnbhamilton.com

1st Franklin Financial

1018 Industrial Pkwy, Saraland, AL 36571, USA

+1 (251) 679-1403

locations.1ffc.com

Don's Pawn & Jewelry

46 Court Sq, Ashland, AL 36251, USA

+1 (256) 354-2727

United Bank

12512 Co Rd 49, Foley, AL 36535, USA

+1 (251) 965-4040

unitedbank.com

BancorpSouth Bank

101 Rock Creek Pkwy, Fairhope, AL 36532, USA

+1 (251) 990-5850

www.bancorpsouth.com

Cadence Bank - Blountsville Branch

69156 Main St, Blountsville, AL 35031, USA

+1 (205) 429-6060

cadencebank.com

cash4cashflows

1211 7th Ave SE, Decatur, AL 35601, USA

+1 (720) 985-5039

City Pawn Shop

148 Calhoun St, Alexander City, AL 35010, USA

+1 (256) 329-8780

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