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5 182 reviews
Loan agency in Troy, Alabama

1404-C Hwy. 231 South, Troy, AL 36081, USA
+1 (334) 808-9066

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Mailing Address

South Carolina, United States

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Contact Data

Feedback about Advance America?

Here you see the feedback of our clients.

Friendly staff...great service

Krystal Herman

Great customer service and a great place to do business

Prof. Kameron Padberg DDS

The employees at this location are friendly, caring, and enthusiastic!

Ms. Hailie Daniel

Very good business people always friendly and always give the best deals

Omari Hodkiewicz

Terrible experience! the employees look like they are wearing dirty shirts.

Estella Gutkowski

Overall the store is great and well organized, good service and fast !

Lucy Runolfsson

Super friendly service and awesome prices for sure.

Hassan Renner

Hot food bar, snacks, drinks, gas diesel, diesel truck repair shop

Ashtyn Murazik

Good Customer service and Friendly Staff, Good Food.

Wellington Emard

Love coming in every year and having such amazing people help with my taxes.

Aaron Daugherty

Shes amazing, so glad I got to work with her today!

Jillian Funk

Amazing service, super sweet staff and very professional

Willy Steuber

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes users grapple with common information about payday loans.

Payday Loans in Troy, New York

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Troy, New York is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates you will get.


25% small loan cap

How will Advance America help issue a payday loan in Troy, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Troy, ny will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

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Advance America

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Security Finance

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Fast Cash

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