Welcome to Our Online Loan Referral Service

4 4 reviews

300 N 3 Notch St, Troy, AL 36081, USA
+1 (334) 566-4760
www.troybankandtrust.com
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM

Domain Info

Created Date

1999-08-12

Mailing Address

1000 HIGHWAY 231 S, TROY, AL, 36081-3104, United States

Company Name

Troy Bank and Trust

Troy Bank and Trust

Contact Data

[email protected]

4703604178

Feedback about Troy Bank & Trust Co?

Here you see the feedback of our customers.

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Miss Nelda Murazik PhD

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Yvette Rice

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Dr. Callie Metz Sr.

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers grapple with general information about payday loans.

Payday Loans in Troy, New York

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Troy, New York is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

25% small loan cap

How will Troy Bank & Trust Co help issue a loan in Troy, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to consider the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Troy, ny review this circumstance not a hindrence to issue a loan. The borrower of a loan should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on time and not only solve current difficulties, but improve the credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

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