Welcome to Our Online Loan Referral Service

4.4 17 reviews

1008 Veterans Memorial Pkwy, Tuscaloosa, AL 35404, USA
+1 (205) 759-7317
www.dchcu.com
Friday
8:30AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM

Domain Info

Created Date

2001-03-28

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Red Oak Credit Union?

Here you grapple with the reviews of our customers.

I'm not ashamed to borrow money from Red Oak Credit Union, now the whole world lives like this. I have already used loans many times, everything is convenient.

Pat Flatley

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to contact Red Oak Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Mrs. Valentine Gutkowski DDS

Yesterday I needed extra funds, I decided to addressed Red Oak Credit Union. They quickly approved the amount required, and besides, they offered reasonable terms at a low interest rate.

Molly Streich

Only an ID is needed to submit an application. Was on a business trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Prof. Ramon Rohan III

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to address Red Oak Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Arjun Funk V

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Tuscaloosa, Alabama

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Hassle-free financial products are considered as payday loans in Tuscaloosa, al. They are issued at individual interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Red Oak Credit Union help take out a payday loan in Tuscaloosa, Alabama?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Tuscaloosa, al review this circumstance not a drawback to issue a loan. The recipient of a cash advance should be ready to objectively assess financial abilities, take out a loan, repay the debt on schedule and not only cope with current issues, but improve the credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

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1st Franklin Financial

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Montana Capital Car Title Loans

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Republic Finance

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Alabama Cash Services

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BBVA Bank

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+1 (256) 771-5706

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Title Cash

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OneMain Financial

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+1 (334) 794-2681

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