Welcome to Our Online Loan Referral Service

5 3 reviews

230 McFarland Cir N, Tuscaloosa, AL 35406, USA
+1 (205) 469-1100
www.smartbank.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

Domain Info

Created Date

1996-02-12

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

smartbank.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

What people think about SmartBank?

Below you find some of the opinions of our customers.

Simple application. I only needed an ID and a bank account. Fast approval. The first time I was accepted for $600 only. Hope the limit will increase next time. APR is competitive. Paid back the loan . If desired, the term can be also extended.

Sylvester Reilly DDS

I am a regular customer of SmartBank. It is very convenient to apply via the net. The APR was affordable. Their representatives always reply in a timely manner.

Rocio Goodwin III

Was invited to a birthday party but was empty at that time. A friend recommended me to apply for a loan via SmartBank. And I did. This was the right decision! Yes, the APR was high but I think it’s because I had poor credit. In general, The process was straightforward.

Otha Hirthe

Recently I experienced the most unexpected situation in my life. I urgently needed $1000 to deal with medical bills. This institution assisted me the day I applied. They were the only institution that approved me for the required amount. I sorted out all my problems. I will surely recommend this lender to my friends. Best service in my life.

Prof. Gussie Klein DVM

Important

The above-given information provides the details about a peculiar lender. The information below is about general information about payday loans.

Payday Loans in Tuscaloosa, Alabama

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online cash advance loans can be the best solution to your short-term financial troubles in Tuscaloosa , Alabama because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit score. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the cash advance loan even before applying.

APR Calculator

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Speedy Cash Shop

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Nicholas Financial

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SmartBank

2301 University Blvd, Tuscaloosa, AL 35401, USA

+1 (205) 469-4000

smartbank.com

CB&S Bank

225 Emma Ln, Pike Rd, AL 36064, USA

+1 (334) 387-1655

www.cbsbank.com

Synovus Bank

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+1 (888) 796-6887

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