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5 16 reviews
Loan agency in Union Springs, Alabama

112 Conecuh Ave E, Union Springs, AL 36089, USA
+1 (334) 738-8685
www.advanceamerica.net
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you grapple with the feedback of our clients.

Went in the location to get a payday loan. The women there was very professional and kind. The process was swift and I received the cash some day which was a plus for …

Loraine Gibson

These young ladies were truly professional when it came to me getting a payday loan.They even loaded my funds on a pre-paid card for me because I was going out of town.

Prof. Napoleon Yundt

Great experience!! They were there in my financial struggles. The process for getting my payday was quick and easy!! Thanks for the help in my time of need!!

Mr. Arvel Lynch DDS

Customer service is unmatched and everyone is very professional.

Benedict Boehm

Very good business people always friendly and always give the best deals

Rhea Koelpin DVM

Terrible experience! the employees look like they are wearing dirty shirts.

Fatima Daugherty

Overall the store is great and well organized, good service and fast !

Clyde Veum

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Union Springs, New York

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Union Springs, New York is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

25% small loan cap

How will Advance America help issue a payday loan in Union Springs, New York?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Union Springs, New York. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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