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4.9 64 reviews
Loan agency in Valley, Alabama

3721 20th Ave #9, Valley, AL 36854, USA
+1 (334) 768-0622

Domain Info

Created Date


Mailing Address

South Carolina, United States

Company Name



Contact Data

Feedback about Advance America?

Here you grapple with the feedback of our customers.

I love the atmosphere in this place, Mrs Gayle was wonderful

Miss Jacky Wisoky Sr.

It's always a great experience and customer service is always on point!

Ole McCullough

The people here are very nice and will work with you during your time of need.

Iliana Kshlerin II

Love this place,, Always have what I need, Friendly Service

Freeman Corwin

New to the area- the people are so nice and helpful!!

Prof. Trey Kutch DDS

Employees was very helpful in assisting me.

Skyla Lehner

Pay Attention

Further there will be shown the details about not a definite lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Valley, Alabama

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is easy and quick to take out loans in Valley, Alabama. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most efficinet terms and rates.



Max Loan


Min Term

10 days

Max Term

31 days

How will Advance America help issue a loan in Valley, Alabama?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Valley, al consider this circumstance not a hindrence to issue a loan. The recipient of a cash advance should be prepared to objectively estimate financial solvency, take out a loan, pay back the debt on a due date and not only handle current issues, but improve the credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Valley, Alabama

Quick Credit

2855 Ross Clark Cir #113, Dothan, AL 36301, USA

+1 (334) 836-9511


Regions Bank

510 E Laurel St, Scottsboro, AL 35768, USA

+1 (256) 594-6720


CMG Financial - Auburn Branch

2160 Moores Mill Rd, Auburn, AL 36830, USA

+1 (404) 920-5924


Five Star Credit Union

1905 S Eufaula Ave, Eufaula, AL 36027, USA

+1 (888) 619-1711


Security Finance

654 11th Ave NW, Arab, AL 35016, USA

+1 (256) 586-5035


AlaTrust Credit Union

303 East St S, Talladega, AL 35160, USA

+1 (800) 264-8031


Fast Cash of Gardendale

430 Decatur Hwy, Gardendale, AL 35071, USA

+1 (205) 608-0025

Valley Bank ATM

5236 N US Hwy 231, Wetumpka, AL 36092, USA

+1 (334) 270-3080


Covington Credit

2411-B College Ave, Jackson, AL 36545, USA

+1 (251) 246-3388