Welcome to Our Online Loan Referral Service

4.9 64 reviews
Loan agency in Valley, Alabama

3721 20th Ave #9, Valley, AL 36854, USA
+1 (334) 768-0622
www.advanceamerica.net
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you grapple with the feedback of our customers.

I love the atmosphere in this place, Mrs Gayle was wonderful

Miss Jacky Wisoky Sr.

It's always a great experience and customer service is always on point!

Ole McCullough

The people here are very nice and will work with you during your time of need.

Iliana Kshlerin II

Love this place,, Always have what I need, Friendly Service

Freeman Corwin

New to the area- the people are so nice and helpful!!

Prof. Trey Kutch DDS

Employees was very helpful in assisting me.

Skyla Lehner

Pay Attention

Further there will be shown the details about not a definite lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Valley, Alabama

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is easy and quick to take out loans in Valley, Alabama. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Advance America help issue a loan in Valley, Alabama?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Valley, al consider this circumstance not a hindrence to issue a loan. The recipient of a cash advance should be prepared to objectively estimate financial solvency, take out a loan, pay back the debt on a due date and not only handle current issues, but improve the credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Valley, Alabama

Regional Finance

2206 Village Dr, Moody, AL 35004, USA

+1 (205) 640-5695

branches.regionalfinance.com

Always Money

201 Chamber Dr Ste G, Bay Minette, AL 36507, USA

+1 (251) 580-2426

my.alwaysmoney.com

Check Into Cash

1407 N Memorial Pkwy Suite 12, Huntsville, AL 35801, USA

+1 (256) 534-1279

local.checkintocash.com

Collinsville Pawn

410 S Valley Ave, Collinsville, AL 35961, USA

+1 (256) 524-2665

Checkmate

92 N Village Dr, Gardendale, AL 35071, USA

+1 (205) 608-3929

www.callcheckmate.com

BBVA Bank

1950 US-31, Hoover, AL 35244, USA

+1 (205) 297-2010

www.bbvausa.com

CashMaster

13724 MS-43, Russellville, AL 35653, USA

+1 (256) 332-3566

www.yourcashmaster.com

Title Pawn

1609 W Meighan Blvd, Gadsden, AL 35901, USA

+1 (256) 467-4228

LoanMaster

509 Hwy 78 W, Jasper, AL 35501, USA

+1 (205) 387-1124

www.titlecash.com

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