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4.4 7 reviews
Loan agency in Elmore County, Alabama

2410 US-231, Wetumpka, AL 36093, USA
+1 (334) 514-0187
www.onemainfinancial.com
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you read the reviews of our customers.

The ppl here are nice and friendly.

Prof. Dillon Stoltenberg V

I would like to thank Amy for working with me during this tough time.

Clinton Donnelly

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes people grapple with general information about payday loans.

Payday Loans in Wetumpka, Alabama

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Wetumpka, Alabama are issued easily. The interest rate depends on the client's person-related information: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will OneMain Financial help take out a payday loan in Wetumpka, Alabama?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Wetumpka, al will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Wetumpka, Alabama

Cash Express

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+1 (256) 247-5393

www.cashexpressllc.com

Quick Money Pawn

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+1 (256) 831-2636

www.quickmoneypawn.com

All In Credit Union

1548 US-231 South, Ozark, AL 36360, USA

+1 (334) 598-4411

www.allincu.com

Regions Bank

631 Boll Weevil Cir, Enterprise, AL 36330, USA

+1 (334) 433-9650

www.regions.com

Cash Express

11110 AL-157, Moulton, AL 35650, USA

+1 (256) 974-7677

www.cashexpressllc.com

Lendmark Financial Services LLC

4925 University Dr NW Suite 160, Huntsville, AL 35816, USA

+1 (256) 384-2566

www.lendmarkfinancial.com

FNB Bank

1302 Gunter Ave, Guntersville, AL 35976, USA

+1 (256) 486-2210

www.accessfnb.com

First National Bank

101 S 3rd Ave, Hartford, AL 36344, USA

+1 (334) 588-2211

www.fnbhartford.com

North American Title Loans

725 S Quintard Ave, Anniston, AL 36201, USA

+1 (256) 741-9008

www.northamericantitleloans.net

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