Welcome to Our Online Loan Referral Service

3.3 4 reviews

4001 Geist Rd, Fairbanks, AK 99709, USA
+1 (907) 459-5900
spiritofak.com
Saturday
Closed
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM

Domain Info

Created Date

2007-07-26

Mailing Address

KY, United States

Company Name

Computer Services, Inc.

Computer Services, Inc.

Contact Data

What people think about Spirit of Alaska Federal Credit Union?

Below you read some of the reviews of our customers.

Spirit of Alaska Federal Credit Union rescued me in a desperate time. They approved me for a cash advance although I had credit issues. The process was straightforward and speedy. I appreciate their 24/7 client support service and reasonable rates. I will definitely recommend this online lender to my relatives and friends.

Annalise Jakubowski

I recommend Spirit of Alaska Federal Credit Union to everyone who need extra cash. I’ve been using them for 5th time. Always fantastic service!

Prof. Laurel Little

Spirit of Alaska Federal Credit Union seems safe. At least they charge no hidden fees. This was the only company that approved me for a cash advance.

Morgan Gulgowski

A good loan provider. They quickly processed my application. Had money in my account within 2 hours. If you need some extra money urgently, this is the best lender, I’m telling you!

Dr. Kelsie Rowe

Important

Above there is information about a precise loan provider. Below you can review common features of payday loans.

Payday Loans in Fairbanks, Indiana

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Fairbanks, Indiana. The entire process is straightforward. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit history an increased chance to get accepted for such loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments in good time.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Fairbanks, Alaska

Credit Union 1 - Mountain View Branch

115 N Bragaw St, Anchorage, AK 99508, USA

+1 (907) 339-9485

www.cu1.org

Northrim Bank

12812 Old Glenn Hwy, Eagle River, AK 99577, USA

+1 (907) 694-8998

www.northrim.com

ATM (Wells Fargo Bank)

381 S Santa Claus Ln, North Pole, AK 99705, USA

+1 (907) 488-7507

www.wellsfargo.com

Alaska Housing Finance Corporation

521 Maple Ave, Kodiak, AK 99615, USA

+1 (907) 486-5513

www.ahfc.us

Aurora Payment Solutions

320 E Dahlia Ave # 104, Palmer, AK 99645, USA

+1 (907) 745-1020

KeyBank

2501 Tongass Ave, Ketchikan, AK 99901, USA

+1 (844) 433-2068

www.key.com

Northrim Bank

315 Lincoln St #206, Sitka, AK 99835, USA

+1 (800) 478-2265

www.northrim.com

KeyBank

100 Cushman St, Fairbanks, AK 99701, USA

+1 (844) 433-2064

www.key.com

First National Bank Alaska Homer Branch

3655 Heath St, Homer, AK 99603, USA

+1 (907) 235-5800

fnbalaska.com

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