Welcome to Our Online Loan Referral Service

3.3 4 reviews

4001 Geist Rd, Fairbanks, AK 99709, USA
+1 (907) 459-5900
spiritofak.com
Saturday
Closed
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM

Domain Info

Created Date

2007-07-26

Mailing Address

KY, United States

Company Name

Computer Services, Inc.

Computer Services, Inc.

Contact Data

What people think about Spirit of Alaska Federal Credit Union?

Below you read some of the reviews of our customers.

Spirit of Alaska Federal Credit Union rescued me in a desperate time. They approved me for a cash advance although I had credit issues. The process was straightforward and speedy. I appreciate their 24/7 client support service and reasonable rates. I will definitely recommend this online lender to my relatives and friends.

Annalise Jakubowski

I recommend Spirit of Alaska Federal Credit Union to everyone who need extra cash. I’ve been using them for 5th time. Always fantastic service!

Prof. Laurel Little

Spirit of Alaska Federal Credit Union seems safe. At least they charge no hidden fees. This was the only company that approved me for a cash advance.

Morgan Gulgowski

A good loan provider. They quickly processed my application. Had money in my account within 2 hours. If you need some extra money urgently, this is the best lender, I’m telling you!

Dr. Kelsie Rowe

Important

Above there is information about a precise loan provider. Below you can review common features of payday loans.

Payday Loans in Fairbanks, Indiana

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Fairbanks, Indiana. The entire process is straightforward. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit history an increased chance to get accepted for such loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments in good time.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Fairbanks, Alaska

Walmart Money Center

10096 Kenai Spur Hwy, Kenai, AK 99611, USA

www.walmart.com

Alaska Trading and Loan

35440 Kenai Spur Hwy, Soldotna, AK 99669, USA

+1 (907) 262-6100

Northrim Bank

517 W 7th Ave, Anchorage, AK 99501, USA

+1 (907) 263-3226

www.northrim.com

Alaska USA Federal Credit Union

8181 Glacier Hwy, Juneau, AK 99801, USA

+1 (800) 525-9094

www.alaskausa.org

KeyBank

10928 Eagle River Rd Suite 110, Eagle River, AK 99577, USA

+1 (907) 205-3060

www.key.com

Matanuska Valley Federal Credit Union

3457 S Big Lake Rd, Big Lake, AK 99652, USA

+1 (907) 745-4891

www.mvfcu.coop

Northrim Bank

360 Merhar Ave, Fairbanks, AK 99701, USA

+1 (907) 455-1111

www.northrim.com

Denali. A division of Nuvision Credit Union

1501 Huffman Rd, Anchorage, AK 99515, USA

+1 (800) 764-1123

www.denalifcu.org

Northshore Pawn & Thrift

4524 S Big Lake Rd, Big Lake, AK 99623, USA

+1 (907) 892-8433

www.facebook.com

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