Welcome to Our Online Loan Referral Service

4.3 9 reviews

495 Harold Bentley Ave, Fairbanks, AK 99701, USA
+1 (907) 459-5900
spiritofak.com
Saturday
10AM–4PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM

Domain Info

Created Date

2007-07-26

Mailing Address

KY, United States

Company Name

Computer Services, Inc.

Computer Services, Inc.

Contact Data

What people think about Spirit of Alaska Federal Credit Union?

Below you find some of the reviews of our clients.

Super friendly service

Margarett Schmeler

Customer service is always amazing & the staff is very knowledgeable.

Mrs. Lyda Corkery IV

There isn't leadership at this bank anymore.

Kevin Runolfsdottir V

Important

The above-given information provides the details about a certain lending service. The information below is about general information about payday loans.

Payday Loans in Fairbanks, Indiana

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

It is effortless and speedy to get accepted for payday loans in Fairbanks, Indiana. The APR will be set specifically for each case and will depend on the personal details the consumer entered.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some clients to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your capabilities and pay off your loan commitments punctually.

To get accepted for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Fairbanks, Alaska

Eagle Financial Center

10928 Eagle River Rd, Eagle River, AK 99577, USA

cfpropak.com

Credit Union 1 - Soldotna Branch

44758 Sterling Hwy, Soldotna, AK 99669, USA

+1 (907) 339-9485

www.cu1.org

Tongass Federal Credit Union

2000 Tongass Ave, Ketchikan, AK 99901, USA

+1 (800) 960-8328

www.tongassfcu.com

Alaska Housing Finance Corporation

709 Zimovia Hwy, Wrangell, AK 99929, USA

+1 (907) 874-3018

www.ahfc.us

MAC Federal Credit Union

541 10th Ave, Fairbanks, AK 99701, USA

+1 (907) 456-1253

www.macfcu.org

KeyBank

201 Lucille St, Wasilla, AK 99654, USA

+1 (844) 433-2066

www.key.com

First Bank

2030 Sea Level Dr, Ketchikan, AK 99901, USA

+1 (800) 478-6101

www.firstbankak.com

First Bank

224 Brueger St, Wrangell, AK 99929, USA

+1 (907) 874-3363

www.firstbankak.com

Wells Fargo Bank

115 Front St, Wrangell, AK 99929, USA

+1 (907) 874-3341

www.wellsfargo.com

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