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Above there are details about a definite lender. Below every user may get acquainted with the essence of payday loans.
Payday Loans in Ketchikan, Alaska
Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.
Such financial products as payday loan in Ketchikan, Alaska is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.
APR
435%*
Max Loan
$500
Min Term
14 days
Max Term
Not Specified
How will S E Loan help issue a loan in Ketchikan, Alaska?
- 24/7 service. Such online services allow you to get funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every client should enter the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Ketchikan, Alaska. The company will assess many points to qualify such as solvency. Payday loans will be a source to improve your bad credit score into a favorable one.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Ketchikan, Alaska
Alaska USA Federal Credit Union
4846 Westover Ave, Elmendorf AFB, AK 99506, USA
+1 (800) 525-9094
www.alaskausa.org
Denali. A division of Nuvision Credit Union
7405 Debarr Road, Anchorage, AK 99504, USA
+1 (800) 764-1123
www.denalifcu.org
Alaska USA Federal Credit Union
8181 Glacier Hwy, Juneau, AK 99801, USA
+1 (800) 525-9094
www.alaskausa.org
Alaska USA Federal Credit Union
2000 W Dimond Blvd, Anchorage, AK 99515, USA
+1 (800) 525-9094
www.alaskausa.org
Alaska Housing Finance Corporation
521 Maple Ave, Kodiak, AK 99615, USA
+1 (907) 486-5513
www.ahfc.us
