Alaska USA Federal Credit Union Payday Loans Review

4.1 11 reviews

Organization owner?

901 E Palmer-Wasilla Hwy, Palmer, AK 99645, USA

+1 (800) 525-9094

www.alaskausa.org

Saturday

11AM–7PM

Sunday

Closed

Monday

11AM–7PM

Tuesday

11AM–7PM

Wednesday

11AM–7PM

Thursday

11AM–7PM

Friday

11AM–7PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Alaska USA Federal Credit Union?

Here you read the feedback of our customers.

Great FCU, absolutely love the customer service!

Yesenia Wolff

Friendly people and great products.

Graciela Kemmer

Service is fantastic.

Friedrich Cummings

Pay Attention

Above-defined info provides the details about a definite lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Palmer, Massachusetts

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Palmer, Massachusetts is issued easily and fast. The interest percentage is specified considering the category of the client: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

23% small loan cap

How will Alaska USA Federal Credit Union help take out a loan in Palmer, Massachusetts?

Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with person-related data. It will take several minutes to consider the application. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Palmer, Massachusetts. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

APR Calculator

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