What people think about CheckSmart?
Below you read some of the testimonials of our clients.
CheckSmart seems legit. At least they charge no hidden fees. This was the only company that accepted me for a payday loan.
Jodie Collier
They approve applicants urgently and transfer funds the next day. But be careful – they charge high fees for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Cleta Krajcik
CheckSmart rescued me in a difficult time. They approved me for a cash advance although I had credit issues. The process was straightforward and fast. I wanna say thanks for their professional client support service and acceptable rates. I will surely recommend this company to my family and friends.
Dave Morissette
CheckSmart seems legit. At least they charge no hidden fees. This was the only company that approved me for a payday loan.
Prof. Saige Bechtelar II
I always use CheckSmart when it need a loan. The application process is hassle-fee. No troubles.
Waino Hudson
CheckSmart seems credible. Used it twice. The first loan approved was small – $100, but next time the limit was increased to $700. Paid off the loan on time. The managers were friendly, they gave fast answers to all my questions. No problems. But their interest rates are not the lowest on the net.
Hyman Auer
Pay Attention
Below you can review general information about payday loans and their common aspects.
Payday Loans in Mesa, Colorado
Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Mesa, Colorado. The entire process is fast. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
36%
Max Loan
$500
Min Term
6 months (180 days)
Max Term
Not Specified
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit score an increased chance to get accepted for such loans. A payday loan may be the only option available for some individuals to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your opportunities and repay your loan commitments without delays.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Mesa, Arizona
Allied Cash Advance
1500 E Cedar Ave, Flagstaff, AZ 86004, USA
+1 (928) 255-4011
locations.alliedcash.com
Check Into Cash
3930 Stockton Hill Rd B, Kingman, AZ 86409, USA
+1 (928) 757-0729
local.checkintocash.com
ACE Cash Express
6402 S Central Ave, Phoenix, AZ 85042, USA
+1 (602) 243-7588
www.acecashexpress.com
Country Bank a Division of State Bank of Arizona
147 N Cortez St, Prescott, AZ 86301, USA
+1 (928) 443-9595
www.countrybankaz.com
