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What people think about Arizona Federal Credit Union - Business & Home Loan Center?
Below you read some of the testimonials of our clients.
So upset!! They approve me for a loan but it’s been 3 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my money.
Prof. Jefferey Turcotte
Wasted too much efforts with this company. They charge hidden fees! Unhappy
Taryn Bogan
Wasted too much time with this organization. They charge hidden fees! Seek elsewhere
Mr. Ahmad Beier DVM
APR too high. People usually take cash advances because they’re having a hard time. These loans put you further into debt. Maybe they should lower their APR a little…
Cindy Williamson PhD
Important
Above there is information about a exact loan provider. Below you can see common aspects of payday loans.
Payday Loans in Phoenix, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Cash advance loans may become an easy and fast solution to a short-term problem in Phoenix, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on a few factors.
APR
25% small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit score. You will need a regular income to apply for a bad credit payday loan.
To get accepted for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your cash advance.
APR Calculator
Other Payday Lenders in Phoenix, Arizona
Alaska USA Federal Credit Union Operations Center
5551 W Talavi Blvd, Glendale, AZ 85306, USA
+1 (800) 525-9094
www.alaskausa.org
Great Western Bank
4141 N Scottsdale Rd Ste 101, Scottsdale, AZ 85251, USA
+1 (480) 865-2180
www.greatwesternbank.com
Arizona Federal Credit Union - Deer Valley
2650 W Ross Dr, Phoenix, AZ 85027, USA
+1 (602) 683-1000
www.arizonafederal.org
