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2.5 2 reviews

Bella Vista, AR 72714, USA

What people think about Bank Of The Ozarks?

Below you find some of the testimonials of our customers.

Wasted too much time with this lender. They charge hidden fees! Seek elsewhere

Kevon Mueller Jr.

Freaking out APR. Had to repay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Client service was terrible too. The lady on the phone was very impolite. Not happy. Better search for another lender.

Rebecca Hartmann

Wasted too much efforts with this organization. They charge hidden fees! Seek elsewhere

Randal Pagac II

Wasted too much time with this lender. They charge sky high rates! Illegit service

Catalina Schimmel

Be careful! It’s a fraud! They call me regularly from various phone numbers. Tired of blocking these numbers. Never give them your contact information!!

Mr. Chris Spinka

Pay Attention

Above there is information about a exact lender. Below you can read common features of payday loans.

Payday Loans in Bella Vista, Arkansas

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans may seem like an easy and speedy solution to a short-term problem in Bella Vista, Arkansas. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several factors.

APR

17% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can usually be an obstacle to taking out a bank loan. A payday loan can help people who have low credit scores or have no credit history. But we remind you that as with any debt you should only think about applying for a cash advance if you are certain that you can make payments without delays.

To get accepted for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the loan immediately.

APR Calculator

Other Payday Lenders in Bella Vista, Arkansas

Farm Credit of Western Arkansas

3115 W 2nd Ct, Russellville, AR 72801, USA

+1 (479) 968-1434

www.myaglender.com

Arvest Bank ATM

1701 S Zero St, Fort Smith, AR 72901, USA

+1 (479) 573-1780

locations.arvest.com

Arvest Bank

960 S Constitution Ave, Ashdown, AR 71822, USA

+1 (870) 898-2761

locations.arvest.com

Regions Bank

2905 Prince St, Conway, AR 72034, USA

+1 (501) 358-7310

www.regions.com

First Western Bank

7322 W Sunset Ave D, Springdale, AR 72762, USA

+1 (479) 318-0680

firstwestern.com

Simmons Bank

4200 Rogers Ave, Fort Smith, AR 72903, USA

+1 (479) 785-4331

simmonsbank.com

Arvest Bank

802 E Main St, Flippin, AR 72634, USA

+1 (870) 453-5626

locations.arvest.com

United Bank

3333 W Walnut St, Rogers, AR 72756, USA

+1 (479) 986-4100

www.united-bk.com

Farmers and Merchants Bank

2696 Hwy 62 E, Mountain Home, AR 72653, USA

+1 (870) 492-2101

www.mebanking.com

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