Welcome to Our Online Loan Referral Service

1 reviews

103 Hwy 71, De Queen, AR 71832, USA
7 years in business
+1 (870) 642-5420

What people think about Checks Exchange?

Below you read some of the testimonials of our customers.

I tried to borrow cash from Checks Exchange. They declined me. Why then advertise they accept everyone even those with bad credit?? Waste of time. Some time later, got many mails with an offer to apply for a loan. I do not recommend this service.

Casimer Gerhold

This company is a rip off. I will never apply again. $20 goes towards loan and you keep $84 for interest.

Dameon Rowe

Crazy APR. Had to pay off really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Customer support was terrible too. The lady in the office was very impolite. Not satisfied. Better search for another website.

Alysson Davis

IMPORTANT! It’s a spam! They call me 24/7 from various phone numbers. Tired of blocking these numbers. Never give them your personal information!!

Scarlett Bashirian

I got a loan from Checks Exchange twice. Paid off all my loans on time. Last morning wanted to borrow more, but they approved me for only $100 ???

Dr. Holden Stamm III

Said I was approved for a loan. Have been waiting 3 days, still no funds I my account. I conclude it’s scam.

Ms. Kamille Konopelski

APR too high. People usually take cash advances because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their rates a little…

Madaline Bogan

Important

Above there is information about a precise company. Below you can see common features of payday loans.

Payday Loans in De Queen, Arkansas

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in De Queen, Arkansas is are easy to get. The APR is specific for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

17% usury cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than perfect, or who have bad to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in De Queen, ar welcome consumers with bad credit. You can request a bad credit payday loan on the net at any time of the day and if accepted could have the funds in your account within several hours.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the exact cost of the cash advance loan immediately.

APR Calculator

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