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4.5 2 reviews

1615 W Hillsboro St, El Dorado, AR 71730, USA
+1 (870) 875-6041
banksouthern.com
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

2007-09-25

Mailing Address

DATA REDACTED, DATA REDACTED, Arkansas, DATA REDACTED, United States

Company Name

DATA REDACTED

DATA REDACTED

Contact Data

DATA REDACTED

DATA REDACTED

Feedback about Southern Bancorp Bank?

Here you see the feedback of our customers.

Thanks to the team of Southern Bancorp Bank. Fast solution of the arisen problems, quick decision on the cash advance. I definitely recommend this company.

Imelda Legros

I often take out a loan to a card in Southern Bancorp Bank. It is very convenient. If you give it back quickly, the percentage is reasonable. Employees politely and intelligibly explain all the nuances.

Evans Rodriguez

Pay Attention

Lenders are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in El Dorado, Kansas

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

It is simple and fast to issue loans in El Dorado, Kansas. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Southern Bancorp Bank help issue a payday loan in El Dorado, Kansas?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor considered by financial institutions is known as bad credit history. But this drawback is not taken as the only one by microfinance organizations to issue a cash advance. The lending company review many aspects such as financial solvency to approve the request. Cash advance in El Dorado, Kansas may help level up your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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+1 (501) 372-4886

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Walmart Money Center

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Anstaff Bank

150 West End Way, Mountain Home, AR 72653, USA

+1 (870) 424-8522

anstaffbank.com

Bank of England

101 E Park St, Carlisle, AR 72024, USA

+1 (870) 552-7521

www.bankofengland-ar.com

West Plains Bank And Trust Company Loan Center

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westplainsbank.com

BancorpSouth Bank

2006 AR-56 E, Calico Rock, AR 72519, USA

+1 (870) 297-4288

www.bancorpsouth.com

Simmons Bank

400 Hwy 65 S, Dumas, AR 71639, USA

+1 (870) 382-4204

simmonsbank.com

Arvest Bank

1360 N Center St, Lonoke, AR 72086, USA

+1 (501) 676-4510

locations.arvest.com

Rabo AgriFinance

2600 Alexander Dr, Jonesboro, AR 72401, USA

+1 (855) 818-6548

www.raboag.com

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