Welcome to Our Online Loan Referral Service

5 reviews

128 Main St, Elaine, AR 72333, USA
+1 (870) 827-3397
banksouthern.com
Monday
9AM–2PM
Tuesday
9AM–2PM
Wednesday
9AM–2PM
Thursday
9AM–2PM
Friday
9AM–1PM, 1:30–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2007-09-25

Mailing Address

DATA REDACTED, DATA REDACTED, Arkansas, DATA REDACTED, United States

Company Name

DATA REDACTED

DATA REDACTED

Contact Data

DATA REDACTED

DATA REDACTED

Feedback about Southern Bancorp Bank?

Here you get acquainted with the feedback of our clients.

Sky-scraper interest rate. When paying off a loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Tad Greenfelder

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer support.

Christopher Skiles IV

I issued a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Dr. Ruben Murray III

High interest rate. When paying off a payday loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.

Calista Kuhic

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the commissions.

Scarlett Lehner IV

Pay Attention

Lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Elaine, Arkansas

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Elaine, Arkansas is issued simply and quickly. The interest percentage is specified depending on the category of the customer: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

17% usury cap

How will Southern Bancorp Bank help take out a loan in Elaine, Arkansas?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Elaine, ar review this circumstance not a hindrence to issue a loan. The client of a cash advance should be ready to objectively assess financial solvency, issue a loan, pay off the debt on schedule and not only solve current problems, but enhance the credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Elaine, Arkansas

Anstaff Bank

301 S 1st St, Flippin, AR 72634, USA

+1 (870) 453-8522

www.anstaffbank.com

Arvest Bank ATM

406 S Walton Blvd, Bentonville, AR 72712, USA

+1 (888) 307-3496

www.arvest.com

Arvest Bank ATM

1701 S Zero St, Fort Smith, AR 72901, USA

+1 (479) 573-1780

locations.arvest.com

Farm Credit of Western Arkansas

3115 W 2nd Ct, Russellville, AR 72801, USA

+1 (479) 968-1434

www.myaglender.com

First National Bank of Eastern Arkansas

1381 US-64, Marion, AR 72364, USA

+1 (870) 739-6100

www.fnbea.com

ATM Arkansas Federal Credit Union

2424 Marshall Rd, Jacksonville, AR 72076, USA

+1 (800) 627-3999

www.afcu.org

Anstaff Bank

1106 US-62, Harrison, AR 72601, USA

+1 (870) 741-4700

www.anstaffbank.com

Simmons Bank

728 Hwy 65 82 South, Lake Village, AR 71653, USA

+1 (870) 265-5366

simmonsbank.com

Regions Bank

1409 S Walton Blvd, Bentonville, AR 72712, USA

+1 (479) 250-4640

www.regions.com

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