What people think about RAC Acceptance?
Below you read some of the reviews of our customers.
Unhappy client! Was denied for no reason. My credit was good.
Ernest Walker Jr.
I tried to borrow cash from RAC Acceptance. They declined me. Why then advertise they accept everyone even those with bad credit?? Unrecommended. Besides, got many calls with an offer to take out a payday loan. I do not recommend this loan provider.
Judson Haley
Seems a fake website. They ask for too many personal information. I think it’s dangerous to spread such data [online|on the Internet. You’d better find another lender.
Alana Turcotte
Important
Now you can read general characteristics of payday loans.
Payday Loans in Fort Smith, Montana
Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.
Online payday loans can be the easiest solution to your unexpected financial difficulties in Fort Smith , Montana because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the company's policy.
APR
36% small loan cap
Max Loan
$300
Min Term
14 days
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit score an increased chance to get accepted for payday loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments as agreed in the contract.
To get approved for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.
APR Calculator
Other Payday Lenders in Fort Smith, Arkansas
Arkansas Federal Credit Union
2895 Dave Ward Dr, Conway, AR 72032, USA
+1 (501) 982-1000
www.afcu.org
Farm Credit of Western Arkansas - Bentonville
3600 SW Regional Airport Blvd Suite #16, Bentonville, AR 72712, USA
+1 (479) 273-3311
www.myaglender.com
Farm Credit of Western Arkansas - Russellville
2797 E Parkway Dr, Russellville, AR 72802, USA
+1 (479) 968-5030
www.myaglender.com
Lion Federal Credit Union
1580 Haynesville Hwy, El Dorado, AR 71730, USA
+1 (870) 863-4335
www.lioncreditunion.com
