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1 reviews
Loan agency in Fort Smith, Arkansas

7800 Rogers Ave, Fort Smith, AR 72903, USA
7 years in business
+1 (479) 478-9693

What people think about RAC Acceptance?

Below you read some of the reviews of our customers.

Unhappy client! Was denied for no reason. My credit was good.

Ernest Walker Jr.

I tried to borrow cash from RAC Acceptance. They declined me. Why then advertise they accept everyone even those with bad credit?? Unrecommended. Besides, got many calls with an offer to take out a payday loan. I do not recommend this loan provider.

Judson Haley

Seems a fake website. They ask for too many personal information. I think it’s dangerous to spread such data [online|on the Internet. You’d better find another lender.

Alana Turcotte


Now you can read general characteristics of payday loans.

Payday Loans in Fort Smith, Montana

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the easiest solution to your unexpected financial difficulties in Fort Smith , Montana because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the company's policy.


36% small loan cap

Max Loan


Min Term

14 days

Max Term

31 days

Why people apply for payday loans?


Car expenses








Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit score an increased chance to get accepted for payday loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments as agreed in the contract.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.

APR Calculator

Other Payday Lenders in Fort Smith, Arkansas

Merrill Check Cashing

677 S Crawford St, Clarksville, AR 72830, USA

+1 (479) 705-8787


Mil-Way Federal Credit Union

2000 Arkansas Blvd, Texarkana, AR 71854, USA

+1 (870) 772-0661


Arvest Bank

819 Wallace Knob Rd, Mountain Home, AR 72653, USA

+1 (870) 424-3355


Liberty Bank of Arkansas

3395 W Sunset Ave, Springdale, AR 72762, USA

+1 (479) 750-6800


Simmons Bank

800 N Arkansas Ave, Russellville, AR 72801, USA

+1 (479) 967-8000


First Security Bank

313 Southwest Dr, Jonesboro, AR 72401, USA

+1 (870) 930-2590


Bank Of The Ozarks

2773 W Sunset Ave, Springdale, AR 72762, USA

Generations Bank

1325 US-278, Camden, AR 71701, USA

+1 (870) 837-8300


Southern Bancorp Bank

120 S 2nd St, Blytheville, AR 72315, USA

+1 (870) 763-4443