Welcome to Our Online Loan Referral Service

4.3 10 reviews

2305 Zero St, Fort Smith, AR 72901, USA
+1 (479) 648-1000
simmonsbank.com
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed

Domain Info

Created Date

2003-10-05

Mailing Address

501 S MAIN ST, PINE BLUFF, AR, 71601-4327, United States

Company Name

Simmons First National Corporation

Simmons First National Corporation

Contact Data

rob.appleby@simmonsbank.com

417-875-6760

What people think about Simmons Bank?

Below you read some of the testimonials of our clients.

Interest too high. People usually borrow money because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Ariel Harris PhD

Too high APR. Had to pay off really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was awful too. The lady in the office was very disrespectful. Not satisfied. Better seek another loan provider.

Roberto Gutkowski

Pay Attention

The previous three items describe a specific financial institution. But below you can find common details about payday loans.

Payday Loans in Fort Smith, Montana

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Fort Smith, Montana is are easy to get. The interest rate is specific for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are companies who may be pleased to give you a payday loan even if you have a poor credit rating. You will need a regular income to apply for a bad credit payday loan.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Fort Smith, Arkansas

Southern Bancorp Bank

425 Plaza, West Helena, AR 72390, USA

+1 (870) 816-1111

banksouthern.com

Regions Bank

212 W Walnut St, Walnut Ridge, AR 72476, USA

+1 (870) 759-7200

www.regions.com

BancorpSouth Bank

101 W Main St, El Dorado, AR 71730, USA

+1 (870) 863-3181

www.bancorpsouth.com

Southern Bancorp Bank & ATM

1012 S Division St, Blytheville, AR 72315, USA

+1 (870) 763-0251

banksouthern.com

First Security Bank

520 Arkansas 5 N, Mountain Home, AR 72653, USA

+1 (870) 424-8090

fsbank.com

American Check Cashers

1913 Towson Ave, Fort Smith, AR 72901, USA

+1 (479) 646-3400

www.americancheckcashers.org

First State Bank Carlisle

213 N Court St, Carlisle, AR 72024, USA

+1 (870) 552-7500

www.firststatebk.com

Money Co USA

509 US-425, Monticello, AR 71655, USA

+1 (870) 460-4784

Pine Bluff Cotton Belt Federal Credit Union

1703 River Pines, Boulevard, Pine Bluff, AR 71601, USA

+1 (870) 535-6365

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