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University of Arkansas at Monticello, Weevil Dr, Monticello, AR 71655, USA
unionbank.com

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street, Monterey Park, CA, 91755, United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

inetdomain-adm@unionbank.com

+1.3237202000

Feedback about ATM - Union Bank?

Here you grapple with the reviews of our customers.

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Miss Cheyenne Boyer

I borrowed $300 for several days. When the funds were returned, they applied a great fees, I had to pay almost $400.

Dr. Mustafa Cronin IV

100% sleeky service. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Halle Kautzer

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Trisha Grady PhD

Pay Attention

Above-specified info provides the details about a certain lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Monticello, New York

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Problem-free financial products are known as payday loans in Monticello, ny. They are taken out at individual interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will ATM - Union Bank help issue a payday loan in Monticello, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Monticello, ny will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Monticello, Arkansas

Arvest Bank

1170 N Salem Rd, Fayetteville, AR 72704, USA

+1 (479) 575-1000

locations.arvest.com

Lion Federal Credit Union

1580 Haynesville Hwy, El Dorado, AR 71730, USA

+1 (870) 863-4335

www.lioncreditunion.com

Centennial Bank

300 Drew Ave, Monette, AR 72447, USA

+1 (870) 486-5493

www.my100bank.com

Edward Jones - Financial Advisor

21 N 2nd St #201, Fort Smith, AR 72901, USA

+1 (479) 494-7119

www.edwardjones.com

Rabo AgriFinance

2600 Alexander Dr, Jonesboro, AR 72401, USA

+1 (855) 818-6548

www.raboag.com

First Security Bank

2300 S Walton Blvd, Bentonville, AR 72712, USA

+1 (479) 273-1515

fsbank.com

First National Bank of NWA

801 N Dixieland Rd, Rogers, AR 72756, USA

+1 (479) 621-6800

www.fnbnwa.com

Centennial Bank

2300 W Kingshighway, Paragould, AR 72450, USA

+1 (870) 240-8830

www.my100bank.com

Centennial Bank

2404 Linwood Dr, Paragould, AR 72450, USA

+1 (870) 215-4895

www.my100bank.com

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