Welcome to Our Online Loan Referral Service

4.7 21 reviews

200 W Court St, Paragould, AR 72450, USA
+1 (870) 215-4000
www.fnbank.net
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

2000-01-25

Mailing Address

N 2ND ST AT W COURT ST, PARAGOULD, AR, 72450, United States

Company Name

First National Bank of Paragrould

First National Bank of Paragrould

Contact Data

jhaadmin@jackhenry.com

+1.9999999999

+1.9999999999

Feedback about First National Bank?

Here you get acquainted with the reviews of our customers.

Overall pleasant banking experience

Wyatt Howell

She was so quick to help and she got all the paperwork done so quickly.

Maximilian Armstrong

I have been very pleased with their service.

Adelle Fisher

I ordered a Jefferson Mailbox from this company.

Franz Wuckert

I highly recommend the shipping and business services to anyone in the area.

Prof. Eliza Hudson

I am very impressed with their products and service!

Wilford Champlin

Pay Attention

Lending companies are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Paragould, Arkansas

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Paragould, ar. They are taken out at individual interest rates. They are dependent on personal data. It is also significant to pay back as much payday loans as possible.

APR

17% usury cap

How will First National Bank help issue a payday loan in Paragould, Arkansas?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Paragould, ar will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Paragould, Arkansas

Telcoe Federal Credit Union

1714 E Main St, Russellville, AR 72801, USA

+1 (501) 375-5321

www.telcoe.com

Simmons Bank

300 Hwy 65 S North, Marshall, AR 72650, USA

+1 (870) 448-3341

www.simmonsbank.com

Centennial Bank

2300 W Kingshighway, Paragould, AR 72450, USA

+1 (870) 240-8830

www.my100bank.com

Walmart Money Center

1400 N Walton Blvd, Bentonville, AR 72712, USA

+1 (479) 268-9829

www.walmart.com

S & L Pawn

901 N Arkansas Ave, Russellville, AR 72801, USA

+1 (479) 890-6479

Centennial Bank

300 Drew Ave, Monette, AR 72447, USA

+1 (870) 486-5493

www.my100bank.com

Regions Bank

2905 Prince St, Conway, AR 72034, USA

+1 (501) 358-7310

www.regions.com

Equity Bank

198 Slack St, Pea Ridge, AR 72751, USA

+1 (479) 451-4000

www.equitybank.com

BancorpSouth Bank

103 Commerce St, Horseshoe Bend, AR 72512, USA

+1 (870) 670-5131

www.bancorpsouth.com

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