Welcome to Our Online Loan Referral Service

3.6 11 reviews

2701 W Kingshighway, Paragould, AR 72450, USA
+1 (870) 215-4000
www.fnbank.net
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM

Domain Info

Created Date

2000-01-25

Mailing Address

N 2ND ST AT W COURT ST, PARAGOULD, AR, 72450, United States

Company Name

First National Bank of Paragrould

First National Bank of Paragrould

Contact Data

[email protected]

+1.9999999999

+1.9999999999

Feedback about First National Bank?

Here you read the reviews of our clients.

High interest rate. When paying back a debt, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Maeve Cartwright

I took out $300 for several days. When the loan was returned, they applied a great commissions, I had to pay almost $400.

Greyson Hettinger

Disappointed! Was denied to take out $1,000. Only $400 was approved.

Hayley Jacobson

Not very happy with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Dr. Anika Lemke III

Pay Attention

Lending companies are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Paragould, Arkansas

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Paragould, Arkansas is taken out simply and quickly. The interest percentage is set considering the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

17% usury cap

How will First National Bank help issue a loan in Paragould, Arkansas?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Paragould, ar review this circumstance not a drawback to issue a loan. The borrower of a loan should be prepared to objectively estimate financial solvency, issue a loan, repay the debt on schedule and not only cope with current difficulties, but improve the credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

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