Welcome to Our Online Loan Referral Service

3 8 reviews

2300 W Kingshighway, Paragould, AR 72450, USA
+1 (870) 240-8830
www.my100bank.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed

Domain Info

Created Date

2008-09-05

Mailing Address

Company Name

Contact Data

Feedback about Centennial Bank?

Here you grapple with the feedback of our clients.

I tried to borrow money from Centennial Bank. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Brenda Lowe

Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Carli Ondricka V

I took out payday loan from Centennial Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller amount.

Zaria Altenwerth

Pay Attention

Above-defined info offers the details about a certain lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Paragould, Arkansas

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Paragould, Arkansas are issued hassle-free. The interest rate depends on the borrower's person-related data: if you repay more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

17% usury cap

How will Centennial Bank help take out a payday loan in Paragould, Arkansas?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Lenders in Paragould, ar consider this circumstance not a hindrence to take out a loan. The recipient of a loan should be ready to objectively estimate financial solvency, take out a loan, repay the debt on time and not only resolve current issues, but enhance the credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Paragould, Arkansas

BancorpSouth Bank

307 Spruce St, Lewisville, AR 71845, USA

+1 (870) 921-4244

www.bancorpsouth.com

First National Bank

201 W Main St, Paragould, AR 72450, USA

+1 (870) 215-4000

www.fnbank.net

Arvest Bank

1701 S Zero St, Fort Smith, AR 72901, USA

+1 (479) 573-1780

locations.arvest.com

Red River Federal Credit Union ATM

601 W Collin Raye Dr, De Queen, AR 71832, USA

+1 (903) 735-3000

www.rrfcu.com

U.S. Bank Branch

102 Pointer Trail W, Van Buren, AR 72956, USA

+1 (479) 471-1836

locations.usbank.com

Regions Bank

2905 Prince St, Conway, AR 72034, USA

+1 (501) 358-7310

www.regions.com

C & L Pawn

224 Arkansas Blvd, Texarkana, AR 71854, USA

+1 (870) 773-6177

Arvest Bank

1360 N Center St, Lonoke, AR 72086, USA

+1 (501) 676-4510

locations.arvest.com

Anstaff Bank

210 S Main St, Berryville, AR 72616, USA

+1 (870) 423-3353

anstaffbank.com

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