Welcome to Our Online Loan Referral Service

5 reviews

432 Sebastian St, West Helena, AR 72390, USA
+1 (800) 789-3428
banksouthern.com
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2007-09-25

Mailing Address

DATA REDACTED, DATA REDACTED, Arkansas, DATA REDACTED, United States

Company Name

DATA REDACTED

DATA REDACTED

Contact Data

DATA REDACTED

DATA REDACTED

Feedback about Southern Bancorp Bank?

Here you get acquainted with the reviews of our customers.

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.

Florence Rempel Jr.

100% sly company. They ask for a photo then distribute on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Mr. Reese Effertz

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Mrs. Lindsay Towne

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people get acquainted general information about payday loans.

Payday Loans in West Helena, Arkansas

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in West Helena, Arkansas are taken out problem-free. The interest percentage is dependent on the customer's person-related data: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

17% usury cap

How will Southern Bancorp Bank help take out a payday loan in West Helena, Arkansas?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in West Helena, Arkansas. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in West Helena, Arkansas

Progressive Car Finance

2117 M.L.K. Jr Blvd, Fayetteville, AR 72701, USA

expressloansofamerica.com

Legacy Bank

Bentonville, AR 72712, USA

www.legacybank.com

Southern Bancorp Bank

425 Plaza, West Helena, AR 72390, USA

+1 (870) 816-1111

banksouthern.com

Equity Bank ATM

131 E Van Buren, Eureka Springs, AR 72632, USA

+1 (888) 733-5041

www.equitybank.com

The Bank of Fayetteville

257 W Main St, Farmington, AR 72730, USA

+1 (479) 267-5414

www.mebanking.com

Citizens Bank & Trust Company

8828 State Hwy 59, Van Buren, AR 72956, USA

+1 (479) 474-1201

www.cbankandtrust.com

Arvest Bank

3263 E Robinson Ave, Springdale, AR 72762, USA

+1 (479) 756-7000

locations.arvest.com

First National Bank

912 Southwest Dr, Jonesboro, AR 72401, USA

+1 (870) 974-9800

www.fnbank.net

Southern Bank

2208 E Race Ave, Searcy, AR 72143, USA

+1 (501) 268-0500

locations.bankwithsouthern.com

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