Domain Info
Created Date
2007-09-25
Mailing Address
DATA REDACTED, DATA REDACTED, Arkansas, DATA REDACTED, United States
Company Name
DATA REDACTED
DATA REDACTED
Contact Data
DATA REDACTED
DATA REDACTED
Feedback about Southern Bancorp Bank?
Here you get acquainted with the reviews of our customers.
I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional services. Unsatisfied.
Florence Rempel Jr.
100% sly company. They ask for a photo then distribute on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.
Mr. Reese Effertz
Day after day spam! I do not have time to block the numbers, so the next day they call from another number.
Mrs. Lindsay Towne
Pay Attention
The first three points describe the certain lending company. In other turn, below-specified info makes people get acquainted general information about payday loans.
Payday Loans in West Helena, Arkansas
Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
Payday loans in West Helena, Arkansas are taken out problem-free. The interest percentage is dependent on the customer's person-related data: if you repay more payday loans, the more favorable terms and rates lenders offer.
APR
17% usury cap
How will Southern Bancorp Bank help take out a payday loan in West Helena, Arkansas?
- 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every borrower should enter the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in West Helena, Arkansas. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit score into a favorable one.
The following common points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in West Helena, Arkansas
FirstTrust Home Loans, Inc.
906 S Rock St, Sheridan, AR 72150, USA
+1 (870) 942-5050
firsttrusthomeloans.com
First National Bank-Eastern Ar
101 N Washington St, Forrest City, AR 72335, USA
+1 (870) 633-3112
www.fnbea.com
Red River Federal Credit Union
601 W Collin Raye Dr, De Queen, AR 71832, USA
+1 (903) 735-3000
www.rrfcu.com
Arvest Bank
819 Wallace Knob Rd, Mountain Home, AR 72653, USA
+1 (870) 424-3355
locations.arvest.com
Bank OZK - Drive Thru Only
109 N Chester St, Little Rock, AR 72201, USA
+1 (501) 378-7600
www.ozk.com
