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4.2 18 reviews

2250 S Shore Center unit c, Alameda, CA 94501, USA
+1 (650) 508-0300
www.providentcu.org
Friday
9:30AM–6PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9:30AM–6PM
Tuesday
9:30AM–6PM
Wednesday
9:30AM–6PM
Thursday
9:30AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Provident Credit Union (Alameda Community Branch)?

Here you see the feedback of our clients.

Great service and super teacher friendly!

Tracey Rogahn

Amazing staff and manager.

Roderick Keebler

All branches, the employees are generally friendly & very helpful.

Norma Bruen

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Alameda, California

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Alameda, ca. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to repay as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Provident Credit Union (Alameda Community Branch) help issue a payday loan in Alameda, California?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Alameda, ca will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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+1 (661) 231-3953

onqfinancial.com

Travis Credit Union

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U.S. Bank Branch

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+1 (916) 645-8989

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Hanmi Bank ATM

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+1 (855) 773-8778

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Bank of the West

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+1 (626) 923-6777

www.bankofthewest.com

1st Pacific Pawn

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BAC Community Bank

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