Welcome to Our Online Loan Referral Service

3.8 4 reviews

501 S Main St, Angels Camp, CA 95221, USA
+1 (209) 729-1500
www.mechanicsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Angels Camp Branch?

Here you get acquainted with the reviews of our customers.

A good payday lender. The company quickly processed the application and deposited the funds to my card.

Prof. Helena Sauer DDS

I often take out a cash advance to a card in Mechanics Bank - Angels Camp Branch. It is very convenient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the terms.

Chauncey Kertzmann

want to express my deep gratitude to Mechanics Bank - Angels Camp Branch for believing my case. I had some problems with a credit history, but this company helped me out and took out a loan.

Marlin Cassin

want to express my deep gratitude to Mechanics Bank - Angels Camp Branch for believing my case. I had some problems with a credit rating, but this service helped me and took out a loan.

Cale McLaughlin

want to express my deep gratitude to Mechanics Bank - Angels Camp Branch for believing my case. I had some problems with a credit score, but this company helped me out and took out a loan.

Melany Howe

Pay Attention

Payday lenders are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Altaville, California

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Altaville, California is taken out easily and fast. The interest rate is defined depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Angels Camp Branch help issue a payday loan in Altaville, California?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Altaville, ca will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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