Domain Info
Created Date
1995-11-25
Mailing Address
California, United States
Company Name
Stearns Lending, LLC
Stearns Lending, LLC
Contact Data
What people think about Stearns Home Loans?
Below you find some of the testimonials of our customers.
Thank you for the fantastic service. Your employess assisted me throughout the application. It’s convenient that you only need an ID to get funds.
Prof. Jaime Sawayn
Was invited to a birthday party but was empty at that time. A friend recommended me to contact Stearns Home Loans. And I did. This was the best decision! Yes, the APR was high but I believe it’s because I had no credit. In general, The process was simple.
Jade Kris V
I have already applied this lender 3 times and I was very happy with the rates. This is the only 24/7 service with affordable rates in my area.
Keshawn Hickle
A good company. They quickly processed my application. Had money in my account the next morning. If you need some extra cash urgently, this is the best loan provider, I’m telling you!
Ariel Weber
Good lender with competitive rates. They transferred the next morning, as I expected. I will use Stearns Home Loans again if I need temporary help.
Damion Orn
Important
The above-given information provides the details about a peculiar lending service. The information below is about common information about payday loans.
Payday Loans in Aptos, California
Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.
Cash advance loans may be an easy and fast solution to a short-term problem in Aptos, California. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few things.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can rescue individuals who have low credit scores or have no credit history. But we recommend you that as with any debt you should only consider applying for a payday loan if you are sure that you can afford payments on scheduled.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the loan immediately.
APR Calculator
Other Payday Lenders in Aptos, California
U.S. Bank Branch
2850 Lake Tahoe Blvd, South Lake Tahoe, CA 96150, USA
+1 (530) 542-1221
locations.usbank.com
U.S. Bank Branch
201 Yorba Linda Blvd, Placentia, CA 92870, USA
+1 (714) 984-2611
locations.usbank.com
Advance America
3145 El Cajon Blvd, San Diego, CA 92104, USA
+1 (619) 640-1799
www.advanceamerica.net
Pacific Premier Bank
800 W Valley Pkwy #100, Escondido, CA 92025, USA
+1 (760) 291-8933
www.ppbi.com
