Welcome to Our Online Loan Referral Service

5 3 reviews

783 Rio Del Mar Blvd #35, Aptos, CA 95003, USA
+1 (831) 252-4725
www.stearns.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

1995-11-25

Mailing Address

California, United States

Company Name

Stearns Lending, LLC

Stearns Lending, LLC

Contact Data

What people think about Stearns Home Loans?

Below you find some of the testimonials of our customers.

Thank you for the fantastic service. Your employess assisted me throughout the application. It’s convenient that you only need an ID to get funds.

Prof. Jaime Sawayn

Was invited to a birthday party but was empty at that time. A friend recommended me to contact Stearns Home Loans. And I did. This was the best decision! Yes, the APR was high but I believe it’s because I had no credit. In general, The process was simple.

Jade Kris V

I have already applied this lender 3 times and I was very happy with the rates. This is the only 24/7 service with affordable rates in my area.

Keshawn Hickle

A good company. They quickly processed my application. Had money in my account the next morning. If you need some extra cash urgently, this is the best loan provider, I’m telling you!

Ariel Weber

Good lender with competitive rates. They transferred the next morning, as I expected. I will use Stearns Home Loans again if I need temporary help.

Damion Orn

Important

The above-given information provides the details about a peculiar lending service. The information below is about common information about payday loans.

Payday Loans in Aptos, California

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may be an easy and fast solution to a short-term problem in Aptos, California. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can rescue individuals who have low credit scores or have no credit history. But we recommend you that as with any debt you should only consider applying for a payday loan if you are sure that you can afford payments on scheduled.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the loan immediately.

APR Calculator

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