Jims Check Cashing Payday Loans Review

4.1 10 reviews

Organization owner?

151 E Duarte Rd, Arcadia, CA 91006, USA

+1 (626) 447-9736

Thursday

9AM–6PM

Friday

9AM–7PM

Saturday

10AM–3PM

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Feedback about Jims Check Cashing?

Here you get acquainted with the reviews of our customers.

The employees and the owners are very nice and very helpful

Mr. Tyree Stokes DVM

Great customer service!

Maryjane Casper IV

Great place to cash checks at.

Cindy Pfeffer

Pay Attention

Above-shown info provides the details about a definite lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Arcadia, Pennsylvania

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Arcadia, Pennsylvania is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

6% APR small loan cap

How will Jims Check Cashing help issue a loan in Arcadia, Pennsylvania?

24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Arcadia, pa review this circumstance not a drawback to take out a loan. The borrower of a cash advance should be prepared to objectively assess financial capabilities, issue a loan, pay off the debt on a due date and not only cope with current issues, but enhance the credit rating.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the payday loan.