Welcome to Our Online Loan Referral Service

3.6 9 reviews

6950 El Camino Real, Atascadero, CA 93422, USA
+1 (805) 466-2325
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Atascadero Branch?

Here you see the reviews of our clients.

The service is excellent and tellers are available.

Marlene Hessel Jr.

The customer service there is terrible!

Sage Howell

Pay Attention

Above-specified info provides the details about a exact lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Atascadero, California

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Atascadero, California are issued hassle-free. The interest rate is conditional on the customer's person-related data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Atascadero Branch help issue a payday loan in Atascadero, California?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be deposited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor processed by financial institutions is known as bad credit history. But this drawback is not taken as the only one by payday lenders to take out a cash advance. The lending company review many aspects such as financial abilities to approve the application. Cash advance in Atascadero, California may help enhance your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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