Welcome to Our Online Loan Referral Service

4 reviews

20 Solano Square, Benicia, CA 94510, USA
+1 (707) 747-3480
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

Feedback about Westamerica Bank?

Here you get acquainted with the reviews of our clients.

I took out a cash advance when I had problems with money. There was no other way out. I found this site on the Internet, among others. Has applied several services. One declined, the other issued at too high a interest rate, but here it was approved as I wanted.

Prof. Robin Hegmann

I apply very often. I am satisfied with the terms. There is online day and night service.

Miss Violette Daniel MD

Thanks to the team of Westamerica Bank. Quick solution of the arisen problems, quick decision on the payday loan. I definitely recommend this company.

Yvonne O'Reilly I

Good service with a favorable rate. Money deposited immediately, I always use Westamerica Bank.

Neoma Dibbert

Good service with a reasonable rate. Money transferred immediately, I always use Westamerica Bank.

Kendall Dietrich

I took the first payday loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Kay Aufderhar

Pay Attention

Lenders are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Benicia, California

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Benicia, California is issued simply and fast. The interest rate is set depending on the category of the client: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Westamerica Bank help issue a loan in Benicia, California?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Benicia, ca will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Benicia, California

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+1 (858) 223-2900

www.homestreet.com

Umpqua Bank

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+1 (707) 279-0300

locations.umpquabank.com

On Q Financial | Ashley Boyette | Palm Springs, CA

750 E Tahquitz Canyon Way Suite 2, Palm Springs, CA 92264, USA

+1 (760) 828-7657

ashleyboyette.onqfinancial.com

Self-Help Federal Credit Union

536 Santa Clara St, Vallejo, CA 94590, USA

+1 (877) 369-2828

www.self-helpfcu.org

Payday Money Centers- Santa Ana

1701 E McFadden Ave # E, Santa Ana, CA 92705, USA

+1 (714) 835-4116

www.paydaymoneycenters.com

Sharp Personal Loans

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+1 (213) 863-1580

sharppersonalloans.com

Check Into Cash

1380 Franklin Rd, Yuba City, CA 95993, USA

+1 (530) 755-0669

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Financial Wize Mortgage Lenders Hayward CA

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+1 (510) 822-8028

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