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Feedback about 1st Northern California Credit Union?
Here you get acquainted with the feedback of our clients.
It was significant to improve the credi score, because there is practically no chance of getting a cash advance at a favorable interest rate. As a result, I contacted 1st Northern California Credit Union. The rating improved after several loans paid off.
Oda Durgan
Good service with a reasonable percentage. Money transferred immediately, I always use 1st Northern California Credit Union.
Muhammad Dare Jr.
I'm not ashamed to borrow money from 1st Northern California Credit Union, now the whole world lives like this. I have already used payday loans many times, everything is convenient.
Foster Roberts
Pay Attention
Lenders are provided in the first three points. Below info shows common information about payday loans.
Payday Loans in Benicia, California
Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.
This financial product in Benicia, California is issued easily and fast. The interest rate is defined considering the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will 1st Northern California Credit Union help take out a loan in Benicia, California?
- 24/7 operation. Such online services allow you to receive funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the store is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every customer should fill in the following data:
Then a customer should submit an application to get a proposal from one of payday lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Benicia, ca will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.
The following common points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Benicia, California
Check Into Cash
14341 Clark Ave, Bellflower, CA 90706, USA
+1 (562) 804-9605
local.checkintocash.com
California Payday Advance
702 W Colton Ave ste g, Redlands, CA 92374, USA
+1 (909) 793-6881
californiapaydayadvanceredlands.com
Montana Capital Car Title Loans
808 Tennessee St, Vallejo, CA 94590, USA
+1 (707) 563-9500
montanacapital.com
Mechanics Bank - Moorpark Branch
146 Los Angeles Ave, Moorpark, CA 93021, USA
+1 (805) 531-0239
www.mechanicsbank.com
Mechanics Bank - Watsonville Branch
1915 Main St, Watsonville, CA 95076, USA
+1 (831) 768-2668
www.mechanicsbank.com
Bank of America Mortgage
1100 Butte House Rd, Yuba City, CA 95991, USA
+1 (916) 532-6864
www.bankofamerica.com
