Welcome to Our Online Loan Referral Service

4.2 9 reviews

2301 Shattuck Ave, Berkeley, CA 94704, USA
+1 (510) 647-0720
www.mechanicsbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Berkeley Branch?

Here you grapple with the feedback of our clients.

Not the first time I use Mechanics Bank - Berkeley Branch. The service is fair. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps out a lot when money is urgently needed.

Maida Buckridge

Good service with a reasonable percentage. Money transferred immediately, I always use Mechanics Bank - Berkeley Branch.

Alysha Borer

Thanks to the staff for the competent service. They assisted in difficult times. For application you only need an ID.

Tamia Quitzon

I issued a loan when I had problems with money. There was no other way out. I searched this website on the Internet, among others. Has applied several services. One refused, the other offered too high a rate, but here it was approved as I wanted.

Marguerite Marquardt Sr.

I recommend Mechanics Bank - Berkeley Branch to everyone, I am applying for the second time. Everything is great!

Mr. Rollin Kilback IV

I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Miss Vicky Erdman

I issued a cash advance when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One declined, the other issued at too high a rate, but here it was approved as I wanted.

Elise Koepp

Pay Attention

Above-specified info offers the details about a exact lending company. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Berkeley, Illinois

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Berkeley, Illinois are issued hassle-free. The interest percentage is dependent on the borrower's person-related data: if you pay off more payday loans, the more efficient terms and rates lenders guarantee.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Mechanics Bank - Berkeley Branch help take out a payday loan in Berkeley, Illinois?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Berkeley, Illinois. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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