1st Northern California Credit Union Payday Loans Review

5 reviews

Organization owner?

8660-E, Brentwood Blvd, Brentwood, CA 94513, USA

+1 (888) 387-8632

www.1stnorcalcu.org

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about 1st Northern California Credit Union?

Below you read some of the testimonials of our clients.

Wasted too much time with this company. They charge hidden fees! So upset

Jeramy O'Kon

This company is a scam. I will never apply again. $30 goes towards loan and you keep $84 for interest.

Jamison Leffler

Important

Above there is information about a definite loan provider. Below you can review common characteristics of payday loans.

Payday Loans in Brentwood, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Cash advance loans may be an easy and fast solution to a short-term problem in Brentwood, New York. Loans from payday lenders can get you cash quickly. Your APR will depend on a few things.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to applicants with a poor credit history. Payday loan approvals depend very much on other circumstances. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.