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5 4 reviews

3555 Clares St # X, Capitola, CA 95010, USA
+1 (831) 475-5412
www.mechanicsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Capitola Branch?

Below you find some of the opinions of our clients.

And I will always recommend Rabobank for any and all banking needs and services!

Rafael Johnston

The people there are very friendly.

Mrs. Mariane Hahn

Pay Attention

The previous three items charactirize a precise company. But below you can read general data about payday loans.

Payday Loans in Capitola, California

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Capitola, California is are simple to access. The interest rate is specific for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than perfect, or who have poor to no credit history. Bad credit score may stop you from getting accepted for a bank loan. Payday lenders in Capitola, ca welcome borrowers with bad credit. You can apply for a bad credit payday loan on the net at any time of the day and if accepted could have the funds in your account within the hour.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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East West Bank

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Westamerica Bank

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Umpqua Bank Home Lending

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