Domain Info
Created Date
1996-09-10
Mailing Address
3333 CLARES ST, CAPITOLA, CA, 95010-2546, United States
Company Name
Bay Federal Credit Union
Bay Federal Credit Union
Feedback about Bay Federal Credit Union?
Here you read the reviews of our clients.
Very clean and efficient. They're always friendly. Their interest rates are not the best and its hard to get a loan.
Dr. Jacky Wilkinson
Best people, best service.
Aryanna Ziemann Jr.
Can't even make full payment to my credit card for $50 by using mobile app.
Adriana Feeney DVM
Pay Attention
Further there will be given the details about not a definite lending company. The information below will define shared information about payday loans and its specific features.
Payday Loans in Capitola, California
The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.
This financial product in Capitola, California is issued simply and quickly. The interest percentage is specified respecting the category of the customer: the more loans are successfully paid back, the more reasonable terms will be offered to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Bay Federal Credit Union help issue a loan in Capitola, California?
- 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every client should fill out the following data:
Then press a Submit button to recieve an offer from one of the lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Capitola, California. The company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
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