Welcome to Our Online Loan Referral Service

3 4 reviews

6088 Innovation Way, Carlsbad, CA 92009, USA
+1 (760) 696-9731
locations.firstcitizens.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you see the feedback of our clients.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Dr. Candido Predovic PhD

Only an ID is needed to apply. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Jodie Schaefer

The cash advance is deposited easily and quickly. There is a minus - a great commission when returning a loan.

Ms. Ashlee Rutherford

Only an ID is needed to submit an application. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Vallie Ritchie

Pay Attention

Further there will be given the details about not a definite lender. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in Carlsbad, Texas

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and fast to take out loans in Carlsbad, Texas. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First Citizens Bank help issue a payday loan in Carlsbad, Texas?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Carlsbad, Texas. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Carlsbad, California

Principal Financial

82854 Trona Rd, Trona, CA 93562, USA

+1 (760) 463-0771

www.principal.com

Liberty Lending Group

633 W 5th St 26th fl, Los Angeles, CA 90071, USA

+1 (800) 430-4715

libertylendinggroup.com

Bank of the West

6881 Warner Ave, Huntington Beach, CA 92647, USA

+1 (714) 849-1515

www.bankofthewest.com

U.S. Bank Branch

1020 3rd St, Crescent City, CA 95531, USA

+1 (707) 464-9541

locations.usbank.com

Bank of the West

587 E Colorado Blvd, Pasadena, CA 91101, USA

+1 (626) 564-4000

www.bankofthewest.com

OneMain Financial

2851 Highland Ave Ste 111, Selma, CA 93662, USA

+1 (559) 896-3300

www.onemainfinancial.com

Bank of America (with Drive-thru ATM)

2345 Borchard Rd, Newbury Park, CA 91320, USA

+1 (805) 376-1500

locators.bankofamerica.com

Central Valley Community Bank

905 Sutter St Suite 100, Folsom, CA 95630, USA

+1 (916) 985-8700

www.cvcb.com

OneMain Financial

5035 Lone Tree Way Ste B, Antioch, CA 94531, USA

+1 (925) 516-6400

www.onemainfinancial.com

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