Welcome to Our Online Loan Referral Service

5 4 reviews
Loan agency in Carlsbad, California

703 Palomar Airport Rd #225, Carlsbad, CA 92011, USA
+1 (760) 438-1836

Feedback about La Costa?

Here you read the feedback of our clients.

Our experience with La Costa Loans was very professional, fast, and efficient.

Lottie Cole

Tim helped me greatly with my hard money loan!

Javon Fahey

Thanks Rich for your fast action to help us get our offer in time.

Johnpaul Kub

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in Carlsbad, Texas

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Carlsbad, Texas is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a borrower will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will La Costa help issue a loan in Carlsbad, Texas?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Carlsbad, Texas. They rate many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Carlsbad, California

Westamerica Bank

1110 Washington St, Calistoga, CA 94515, USA

+1 (707) 942-7400

www.westamerica.com

Tri Counties Bank

697 8th St, Arcata, CA 95521, USA

+1 (707) 825-4781

branch.tcbk.com

OneMain Financial

1807 N Hacienda Blvd Ste A, La Puente, CA 91744, USA

+1 (626) 917-8097

www.onemainfinancial.com

Advance Check Express

9473 Black Mountain Rd, San Diego, CA 92126, USA

+1 (858) 527-1516

expresscheckadvance.com

CIT Group Inc

300 S Grand Ave, Los Angeles, CA 90071, USA

+1 (213) 613-2400

www.cit.com

First Bank - Lobby by Appointment Only

3101 Zinfandel Dr Suite 100, Rancho Cordova, CA 95670, USA

+1 (916) 635-4553

www.first.bank

Any Kind Check Cash

696 W 4th St A, San Bernardino, CA 92410, USA

+1 (909) 889-2134

CalPrivate Bank

4675 MacArthur Ct #1450, Newport Beach, CA 92660, USA

+1 (949) 345-7600

calprivate.bank

OneMain Financial

14417 Roscoe Blvd B, Panorama City, CA 91402, USA

+1 (818) 892-5608

www.onemainfinancial.com

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