Welcome to Our Online Loan Referral Service

2.7 6 reviews

26380 Carmel Rancho Ln, Carmel-By-The-Sea, CA 93923, USA
+1 (831) 626-5080
blw.unionbank.com
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street, Monterey Park, CA, 91755, United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

[email protected]

+1.3237202000

Feedback about Union Bank?

Here you see the reviews of our customers.

Joanna Teaby and all of the staff are incredibly kind and helpful.

Rhianna Bergnaum

Don't ever deposit cash into ANY ATM machine....lesson learned..

Forrest Bosco

Great employee staff, they really try hard to please.

Mrs. Mossie Block

Pay Attention

Lenders are provided in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Carmel, New York

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and fast to issue payday loans in Carmel, New York. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Union Bank help issue a payday loan in Carmel, New York?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Carmel, ny will assess other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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