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2 reviews

26135 Carmel Rancho Blvd, Carmel-By-The-Sea, CA 93923, USA
+1 (831) 647-1000
www.montereycu.com
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours

Domain Info

Created Date

2000-01-19

Mailing Address

Company Name

Contact Data

What people think about Monterey Credit Union- ATM?

Below you see some of the reviews of our customers.

Seek elsewhere!! They approve me for a loan but it’s been 5 days and still no money in my account! Tired of waiting…. Not sure I will ever get my loan.

Kathleen Becker

Applied for a payday loan second time. Got denied! No suggestion WHY! No explanation. Fishy service.

Prof. Dario Altenwerth

Pay Attention

Above there is information about a definite company. Below you can see common features of payday loans.

Payday Loans in Carmel, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Online cash advance loans can be the best solution to your short-term financial problems in Carmel , New York because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to getting a bank loan. A payday loan can save individuals who have poor credit scores or have no credit score. But we remind you that as with any loan you should only dare applying for a cash advance if you are confident that you can afford payments without delays.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the payday loan immediately.

APR Calculator

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