Welcome to Our Online Loan Referral Service

5 reviews

1023 Casitas Pass Rd, Carpinteria, CA 93013, USA
+1 (805) 963-7511
montecito.bank
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Montecito Bank & Trust?

Here you get acquainted with the feedback of our clients.

I suffered one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Montecito Bank & Trust in Carpinteria seemed to me the most convenient.

Maggie Lemke

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been returned on schedule, it can be either extended or paid back ahead of schedule.

Kimberly Halvorson

Pay Attention

Lending companies are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Carpinteria, California

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Carpinteria, California are taken out hassle-free. The interest percentage is dependent on the customer's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Montecito Bank & Trust help issue a loan in Carpinteria, California?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Carpinteria, California. The company will estimate many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will define the cost of the payday loan.

APR Calculator

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