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Payday Loans in Cathedral City, California
A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.
Such financial products as payday loan in Cathedral City, California is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will get.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Oportun help take out a payday loan in Cathedral City, California?
- Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with customer data. It will take several minutes to consider the form. The funds are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every customer should fill in the following data:
Then a client should submit an application to get a proposal from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Cathedral City, California. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator clarifies the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Cathedral City, California
Financial Partners Credit Union
365 S Spruce Ave, South San Francisco, CA 94080, USA
+1 (800) 950-7328
fpcu.org
Pacific Valley Bank
498 Alvarado St, Monterey, CA 93940, USA
+1 (831) 645-6560
www.pacificvalleybank.com
