Domain Info
Created Date
2000-11-17
Mailing Address
REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States
Company Name
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Contact Data
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
What people think about Mechanics Bank - Cayucos Branch?
Below you get acquainted with some of the opinions of our customers.
I applied for the first loan in my life, was approved immediately despite the fact that I had low credit score. I repaid it on time. Love this company for their reasonable rates. Other lenders in my state charge sky high interest!
Jakayla Wilderman
It needed to rebuild my credit because I had no chances of getting accepted for a student loan. So I applied for a cash advance via Mechanics Bank - Cayucos Branch. Took out 3 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very nice lender.
Bertram Ortiz V
Mechanics Bank - Cayucos Branch seems reliable. At least they have no hidden fees. This was the only lender that approved me for a cash advance.
Mr. Unique Ratke DDS
Important
Above there is information about a definite lender. Below you can review common aspects of payday loans.
Payday Loans in Cayucos, California
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Cayucos, California is are easy to access. The interest rate is individual for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to people with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Cayucos, California
Bank of America Financial Center
200 W Branch St, Arroyo Grande, CA 93420, USA
+1 (805) 474-1929
locators.bankofamerica.com
Hillcrest Lending Group
2006 A Street, Suite 201, 113 G St #206, Antioch, CA 94509, USA
+1 (925) 727-0444
5 Star Car Title Loans
4509 Slauson Ave suite g, Maywood, CA 90270, USA
+1 (323) 745-1320
5starloans.com
Car Title Loans California
34 W Court St, Woodland, CA 95695, USA
+1 (530) 232-4620
www.cartitleloanscalifornia.com
California Bank & Trust
3150 San Carlos Trail, Frazier Park, CA 93225, USA
+1 (661) 245-3792
calbanktrust.com
