Mechanics Bank - Cayucos Branch Payday Loans Review - Cayucos, California

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to people with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.