Feedback about Intercity Bancorp?
Here you get acquainted with the reviews of our clients.
I have a problem with paying back a loan at another service. It is inconvenient to borrow from friends. Therefore, I decided to contact Intercity Bancorp. They really helped out.
Bryce Walsh I
Good service with a favorable percentage. Money deposited immediately, I always use Intercity Bancorp.
Eileen Gleason
I recommend Intercity Bancorp to everyone, I am applying for the second time. Everything is great!
Miss Clarissa Ullrich I
Pay Attention
Further there will be given the details about not a exact lending company. The information below will tell about common information about payday loans and its specific elements.
Payday Loans in Cerritos, California
The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.
This financial product in Cerritos, California is issued simply and quickly. The interest rate is set considering the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Intercity Bancorp help issue a payday loan in Cerritos, California?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every client should fill out the following data:
Then you have to press a Submit button and get a deal.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Cerritos, ca will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should calculate its exact cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Cerritos, California
Montana Capital Car Title Loans
9291 Bendel Pl #150, Elk Grove, CA 95624, USA
+1 (916) 229-9483
montanacapital.com
U.S. Bank-Aarti Sangodkar-Mortgage Loan Officer
4180 Barranca Pkwy, Irvine, CA 92604, USA
+1 (949) 651-6410
mortgage.usbank.com
Bank of the West
7381 Greenback Ln, Citrus Heights, CA 95621, USA
+1 (916) 726-2486
www.bankofthewest.com
Pawnbrokers of Rodeo Drive
9454 Wilshire Blvd Penthouse 11, Beverly Hills, CA 90212, USA
+1 (323) 899-0391
pawnbrokersrodeodrive.com
CalPrivate Bank
9606 S Santa Monica Blvd 3rd floor, Beverly Hills, CA 90210, USA
+1 (424) 303-4880
calprivate.bank
