Feedback about Intercity Bancorp?
Here you get acquainted with the reviews of our clients.
I have a problem with paying back a loan at another service. It is inconvenient to borrow from friends. Therefore, I decided to contact Intercity Bancorp. They really helped out.
Bryce Walsh I
Good service with a favorable percentage. Money deposited immediately, I always use Intercity Bancorp.
Eileen Gleason
I recommend Intercity Bancorp to everyone, I am applying for the second time. Everything is great!
Miss Clarissa Ullrich I
Pay Attention
Further there will be given the details about not a exact lending company. The information below will tell about common information about payday loans and its specific elements.
Payday Loans in Cerritos, California
The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.
This financial product in Cerritos, California is issued simply and quickly. The interest rate is set considering the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Intercity Bancorp help issue a payday loan in Cerritos, California?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the store is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every client should fill out the following data:
Then you have to press a Submit button and get a deal.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Cerritos, ca will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should calculate its exact cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Cerritos, California
Check Into Cash
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Mvp Car Title Loans Redwood City
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www.mvpautotitleloan.com
Online Bad Credit Loans
25414 Marguerite Pkwy, Mission Viejo, CA 92692, USA
+1 (949) 373-4366
onlinebcl.com
East West Bank
1728 Hostetter Rd #10, San Jose, CA 95131, USA
+1 (408) 392-0092
www.eastwestbank.com
Santa Cruz County Bank
595 Auto Center Dr, Watsonville, CA 95076, USA
+1 (831) 761-7600
www.sccountybank.com
California Bank & Trust
5471 Orangethorpe Ave, La Palma, CA 90623, USA
+1 (714) 523-9090
calbanktrust.com
