What people think about Auto Club Federal Credit Union?
Below you see some of the testimonials of our customers.
What a horrible "benefit" to offer hard working employees.
Dr. Darion Macejkovic IV
Best personalized service I have ever received from a financial institution!
Rafael Hirthe V
You have to practically come in to get all business handled in a timely manner.
Dr. Shea Grant DDS
Important
The previous three items describe a peculiar lending service. But below you can find general information about payday loans.
Payday Loans in Cerritos, California
Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.
Payday loans in Cerritos, California is are easy to get. The interest rate is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit history an increased chance to get approved for payday loans. A payday loan may be the only loan available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments on scheduled.
To get accepted for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.
APR Calculator
Other Payday Lenders in Cerritos, California
California Bank & Trust
32221 Camino Capistrano, San Juan Capistrano, CA 92675, USA
+1 (949) 248-0100
www.calbanktrust.com
Bank of America (with Drive-thru ATM)
100 E Pine St, Exeter, CA 93221, USA
+1 (559) 592-3177
locators.bankofamerica.com
