What people think about Auto Club Federal Credit Union?
Below you see some of the testimonials of our customers.
What a horrible "benefit" to offer hard working employees.
Dr. Darion Macejkovic IV
Best personalized service I have ever received from a financial institution!
Rafael Hirthe V
You have to practically come in to get all business handled in a timely manner.
Dr. Shea Grant DDS
Important
The previous three items describe a peculiar lending service. But below you can find general information about payday loans.
Payday Loans in Cerritos, California
Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.
Payday loans in Cerritos, California is are easy to get. The interest rate is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a poor credit history an increased chance to get approved for payday loans. A payday loan may be the only loan available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments on scheduled.
To get accepted for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.
APR Calculator
Other Payday Lenders in Cerritos, California
Family Car Title Loans
100 Smith Ranch Rd UNIT 120, San Rafael, CA 94903, USA
+1 (415) 855-4999
familytitleloans.org
Kinecta Federal Credit Union - Torrance Crossroads
24329 Crenshaw Blvd Suite F, Torrance, CA 90505, USA
+1 (800) 854-9846
www.kinecta.org
HomeStreet Bank Affinity Lending Center
9369 Clairemont Mesa Blvd suite s, San Diego, CA 92123, USA
+1 (858) 223-2900
www.homestreet.com
BBVA Bank
8777 Sierra College Blvd Suite 100, Roseville, CA 95661, USA
+1 (916) 789-4400
www.bbvausa.com
Advance America
1709 Airline Hwy Unit F, Hollister, CA 95023, USA
+1 (831) 635-0132
www.advanceamerica.net
Bank of America ATM
496 Del Monte Center, Monterey, CA 93940, USA
+1 (844) 401-8500
locators.bankofamerica.com
Century Oak Financial Group
7500 Deveron Ct, San Jose, CA 95135, USA
+1 (408) 268-2399
villageshomeloans.com
Montana Capital Car Title Loans
7361 Greenback Ln, Citrus Heights, CA 95621, USA
+1 (916) 245-8730
montanacapital.com
