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2.5 6 reviews
Loan agency in Chico, California

70 Declaration Dr #102, Chico, CA 95973, USA
+1 (530) 895-8321
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Feedback about Chico Auto Finance?

Here you see the feedback of our customers.

This group of people from the ladies to the guys are absolutely excellent!

Alejandrin Emard

Companys not flexible, only after bottom line customers dont matter.

Mr. Dennis Hand

This place repoed my truck after i have been making payments.

Buster Buckridge IV

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes readers grapple with general information about payday loans.

Payday Loans in Chico, Texas

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Chico, Texas is issued easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a client will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Chico Auto Finance help issue a payday loan in Chico, Texas?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Chico, tx review this circumstance not a drawback to issue a loan. The client of a cash advance should be prepared to objectively estimate financial abilities, issue a loan, pay back the debt on schedule and not only solve current difficulties, but enhance the credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Chico, California

Bank of the West

16900 Nordhoff St, Northridge, CA 91343, USA

+1 (818) 894-6434

www.bankofthewest.com

Advance America

5140 Foothills Blvd Ste. #180, Roseville, CA 95747, USA

+1 (916) 797-1804

www.advanceamerica.net

United Business Bank

2 Harrison St Suite 158, San Francisco, CA 94105, USA

+1 (415) 568-9300

www.unitedbusinessbank.com

Bank of Hemet

1540 E 6th St C, Beaumont, CA 92223, USA

+1 (951) 766-4100

www.bankofhemet.com

Mechanics Bank - Visalia Branch

618 W Main St, Visalia, CA 93291, USA

+1 (559) 741-2011

www.mechanicsbank.com

AJ's Super Pawn

496 E Holt Ave, Pomona, CA 91767, USA

+1 (909) 622-0334

Bank of the West

1440 E Hammer Ln, Stockton, CA 95210, USA

+1 (209) 946-5004

www.bankofthewest.com

BBVA Bank

1101 S California Blvd, Walnut Creek, CA 94596, USA

+1 (925) 947-3434

www.bbvausa.com

Waddell & Reed, Inc. - Financial Advisors

74900 CA-111 #221, Indian Wells, CA 92210, USA

+1 (760) 340-0756

www.waddell.com

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