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5 106 reviews
Loan agency in Chico, California

465 E 20th St Ste. 70, Chico, CA 95928, USA
+1 (530) 894-8472
www.advanceamerica.net

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the feedback of our clients.

Whenever I am in a pinch and need a payday advance; I never hesitate to go to Advance America off of 20th. I have went to others in the Chico area, and I choose Advance …

Jennifer Lemke

Best in Chico! Really friendly atmosphere, genuine compassion for the customer being that I've had a few Payday advances with other companies. This would be the only one …

Abbigail Sawayn

… when I go in! They are super friendly and whether it’s taking out a payday loan or depositing cash into my Netspend account, they are fast. I’ve never had to stand …

Ray Kutch

Pay Attention

Above-specified info offers the details about a exact lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Chico, Texas

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Problem-free financial products are known as payday loans in Chico, tx. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Advance America help take out a loan in Chico, Texas?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor reviewed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by payday lenders to take out a cash advance. The lending company review many aspects such as financial capabilities to approve the form. Payday loans in Chico, Texas may help enhance your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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