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What people think about Self-Help Federal Credit Union?
Below you see some of the opinions of our clients.
Very efficient, good rates, and friendly & helpful people
Ms. Mayra Schiller Sr.
Not even extension numbers work.
Shayna Lindgren MD
Wish there was an ATM for weekends and holidays.
Miss Addison Lind
Pay Attention
Below you can review general information about payday loans and their common features.
Payday Loans in Chico, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
It is hassle-free and speedy to get accepted for payday loans in Chico, Texas. The interest rate will be set specifically for each case and will depend on the personal details the client filled in.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can save consumers who have low credit scores or have no credit score. But we recommend you that as with any debt you should only think about applying for a payday loan if you are assured that you can afford payments on scheduled.
To get accepted for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.
APR Calculator
Other Payday Lenders in Chico, California
Community West Bank
1501 State St, Santa Barbara, CA 93101, USA
+1 (805) 962-7420
www.communitywestbank.com
First Imperial Credit Union
1020 S Brawley Ave, Brawley, CA 92227, USA
+1 (760) 352-1540
www.ficu.com
Five Star Bank Natomas
2400 Del Paso Rd Suite 100, Sacramento, CA 95834, USA
+1 (916) 640-1500
www.fivestarbank.com
Bank of the West - ATM
1313 Grant Ave, Novato, CA 94945, USA
+1 (800) 488-2265
www.bankofthewest.com
