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Created Date
1998-07-13
Mailing Address
Company Name
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Feedback about California Bank & Trust?
Here you get acquainted with the reviews of our clients.
Mario Lomeli very helpful and friendly staff, I highly recommend it this bank.
Lenny Mayert
Couldn’t wait to leave-the questioning was like police interrogation!
Cooper Schaden
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The first three points specify the certain lender. In other turn, below-shown info makes users get acquainted shared information about payday loans.
Payday Loans in Chula Vista, California
Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
This financial product in Chula Vista, California is issued easily and quickly. The interest percentage is defined considering the category of the borrower: the more loans are successfully paid off, the more favorable terms will be ensured to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will California Bank & Trust help take out a payday loan in Chula Vista, California?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every borrower should enter the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Chula Vista, California. They assess many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the payday loan known as APR.
APR Calculator
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