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Created Date
1998-07-13
Mailing Address
Company Name
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Feedback about California Bank & Trust?
Here you get acquainted with the reviews of our clients.
Mario Lomeli very helpful and friendly staff, I highly recommend it this bank.
Lenny Mayert
Couldn’t wait to leave-the questioning was like police interrogation!
Cooper Schaden
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The first three points specify the certain lender. In other turn, below-shown info makes users get acquainted shared information about payday loans.
Payday Loans in Chula Vista, California
Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
This financial product in Chula Vista, California is issued easily and quickly. The interest percentage is defined considering the category of the borrower: the more loans are successfully paid off, the more favorable terms will be ensured to you.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will California Bank & Trust help take out a payday loan in Chula Vista, California?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every borrower should enter the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Chula Vista, California. They assess many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the payday loan known as APR.
APR Calculator
Other Payday Lenders in Chula Vista, California
ATM - Umpqua Bank
1055 W College Ave A, Santa Rosa, CA 95401, USA
+1 (707) 566-3800
locations.umpquabank.com
U.S. Bank Branch
970 Eastlake Pkwy, Chula Vista, CA 91914, USA
+1 (619) 482-5340
locations.usbank.com
ACE Cash Express
404 N Grand Ave c, Santa Ana, CA 92701, USA
+1 (714) 542-1958
www.acecashexpress.com
Chase Bank
27702 Crown Valley Pkwy Bldg C, Ste 3, Ladera Ranch, CA 92694, USA
+1 (949) 365-0483
locator.chase.com
Bank of the West
10230 Paramount Blvd, Downey, CA 90241, USA
+1 (562) 928-3361
www.bankofthewest.com
